Popular Posts

How To Save Money

November 16th, 2007 // Finance

With the holiday season fast approaching, it is more than ever necessary to save and use our money wisely.

Tips To Save Money

  • Open a savings account with a high interest rate. Forget about opening a savings account at banks like Chase or Huntington Bank unless they offer excellent perks (usually not). Online savings accounts are where it’s at. HSBC currently offers a 4.5% APY on online savings accounts. I don’t know about you, but I’d like to see my $1,000 savings yield $50 in interest rather than $2.
  • This is probably one of the hardest things to do, but quit spending on fast food and cappuccinos everyday. At least tell yourself you’re not going to, and try to stick to it. Even limiting yourself to three Starbucks treats a week can save up to $10. That’s money to be saved for a rainy day, or put toward something more worthy! (…Like a bill).
  • Shop around for deals. Amazon and even EBay for example are amazing when it comes to scoring awesome deals.
  • Buy off-season. Don’t shop for fashions right when they hit stores, when prices are highest. New spring/summer styles may appear in March, but don’t buy until May when a lot of it goes on sale.
  • Buy in bulk. If you drink a lot of diet soda, buy six packs or cases rather than buying individual bottles.

See! You can be frugal and remain fabulous.

Blog Widget by LinkWithin
If You Liked This Post, Please Bookmark or Share:
  • del.icio.us
  • Facebook
  • Kirtsy
  • StumbleUpon
  • Technorati
  • email
  • RSS
  • FriendFeed
  • Google Bookmarks
  • MySpace
  • Twitter
  • Yahoo! Bookmarks

Tashina


November 17, 2007

I’m always amazed at how fast items go on sale or clearance. Things that we just got in at A&F a month ago are already on clearance for at least 30% off. Clearance and sale shopping is always something that I have done for that exact reason. End of season clearances are also a great time to stock up on basics for dirt cheap.

Reply

Britney


November 17, 2007

I do all of that except for the savings account. I just have my checking account.

Reply

J


November 17, 2007

Great post. This is a great one for me!

I think the number one tip is to BUY GROCERIES. When you’re hungry you always eat whatever is the easiest. So if you have food you can make at home, you will, and that’s much cheaper than going out.

Reply

megan


November 18, 2007

I think I might open up the online savings account. I was actually thinking about opening up another bank account somewhere else until I read this. Thanks for this post

Reply

D


November 19, 2007

Huntington actually offers an online savings account which currently pays 4.6%. Visit http://www.directhuntington.com for more info. With one of the best online banking sites out there it’s hard to beat. If you already have checking/other accounts with them the saving account will be automatically added to your existing login.

Reply