Comments on: Reader Poll: Cash or Credit?

By: Jasmin

Jasmin — Sun, 04 May 2008 12:51:25 +0000

Debit card is very useful compared to cash: like Amy said, it’s quite risky to carry cash around. But when you’re using cash, it’s easier to count how much have you spent, compared to debit card again.

I don’t have a credit card yet so I don’t know.

By: Amy

Amy — Wed, 30 Apr 2008 16:53:01 +0000

I almost always use my debit card. I’m too paranoid carrying around wads of cash in case I lose my wallet because I will never get it back.

By: crinthia

crinthia — Wed, 30 Apr 2008 05:27:02 +0000

I use cash because as of right now I am currently indebted to Bank of America for accidentally over spending. But once I get that straightened out I think I am going to use my debit card. Because when I do I can login to my online banking account and actually see where I spent my money versus it being at my beck in call in my wallet. I eventually would like to get a credit card so that I can work on my credit.

By: Katelyn

Katelyn — Tue, 29 Apr 2008 23:54:53 +0000

I always use cash. That way i can keep a close eye on how much i spend. If i used cards i think i would go bankrupt fairly quickly lol

By: Christine

Christine — Tue, 29 Apr 2008 20:23:45 +0000

I alwsys use cash when I’m trying to budget myself, because that way it’s gone, and I’m done when my wallet is empty, haha. If I have a wad of cash on me, there’s no way I’m going to be frugal.

By: Laarni

Laarni — Tue, 29 Apr 2008 14:42:12 +0000

I prefer CASH!

By: Meagan

Meagan — Tue, 29 Apr 2008 14:13:46 +0000

I think it depends on the purchase. At restaurants I really don’t like to hand over my credit/debit card, so I usually try and pay with cash. Anything else though, it really doesn’t matter.

By: Helga

Helga — Tue, 29 Apr 2008 11:38:18 +0000

Well, I don’t have a credit card so it’s not like I have a choice haha. I am planning to get one, though, and the idea’s a bit scary because I hear so many cc-related horror stories. But I’ll be needing it in time for emergencies and I’m just hoping that the sensible person in me will influence the OMG I WANT THAT THAT THAT side of me, when it comes to purchasing things. Meh.

By: Connie

Connie — Tue, 29 Apr 2008 04:40:30 +0000

I like to use my debit card because I can keep track of everything online.

When I put gas, I take money out of my account and pay for it with cash. It takes a while for it to go through if I pay with my debit card, sometimes it even takes a week. In order to clear it right away, I just pay cash.

I pay my cellphone bill with my credit card. That’s the only time I use it & only to build my credit. Sometimes I let my balance build up to $400 and pay it off slowly. Sometimes I pay it off right away. It all depends on how secure I feel financially.

By: Sasha

Sasha — Tue, 29 Apr 2008 02:52:08 +0000

Your site is adorable

I use my check card because I can’t be bothered carrying around cash. I’ll usually only use a credit card if I get a discount, then I pay it off right away.